For California Residence Only

California Privacy Opt-Out and Data Request Form

At Smart Path Assist, protecting your personal data is our top priority, and we are dedicated to upholding your privacy rights. For more details, please refer to our CCPA Privacy Policy. If you are a California resident, you have specific rights under the California Consumer Privacy Act of 2018 and the California Privacy Rights Act of 2022 (collectively known as the "CCPA"). These rights include:

Requesting Disclosure: You can ask for information about our collection and use of your personal information over the past 12 months.-

Requesting Deletion: You can request the deletion of any personal information we have collected from you, with certain exceptions.

To exercise your rights, please fill out the form below. The requested information is used solely to verify your identity and process your request in accordance with the CCPA. We cannot respond to your request or provide personal information without verifying your identity and confirming the relevance of the requested information. Please note that other laws may impact our ability to fulfill CCPA requests.

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Please note that all conversations with our company may be recorded or monitored to ensure quality and for training purposes. Smart Path Assist, LLC, offers a platform for consumers to compare rates, terms, and associated costs of various personal loan products. We do not originate or finance any of the products we promote; instead, we collaborate with a network of lending partners.

Lenders referred to you through our platform may decline to extend credit if you fail to meet their specific criteria. Smart Path Assist does not directly charge consumers for any fees or origination costs related to our services. Compensation received by Smart Path Assist is from the companies offering the loan products.

Actual approval for a loan is subject to the verification of your credit history and acceptance by the lender. In the event your credit request is declined, you will receive a 'Notice of Adverse Action' from each credit provider explaining the reasons for the rejection. You may receive communication via email, postal mail, or phone (including SMS) from the credit providers who have extended offers to you. To opt out of such communications, please contact the providers directly.

Your APR will be determined based on your credit verification and other criteria during the application process. Please note that loans may not be available in all states. Lender rates typically range from 7.99% to 35.99% APR, with loan terms varying from 24 to 84 months.

While our site is primarily directed towards individuals in the United States, it may not be accessible in all locations. Feel free to speak with one of our representatives for further information.

Smart Path Assist LLC
Phone: 844-476-0988

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